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Privacy Policy

Last updated: 10/31/2025

1. Introduction

EzBankSummary ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial analysis service.

2. Information We Collect

Personal Information

  • • Name and email address
  • • Account credentials
  • • Communication preferences

Financial Data

  • • Bank statement data you upload
  • • Transaction details and categories
  • • Account numbers (partially masked for security)

Technical Information

  • • IP address and browser information
  • • Usage data and analytics
  • • Device and operating system information

3. How We Use Your Information

  • • To provide and maintain our financial analysis service
  • • To process and categorize your bank statement data
  • • To communicate with you about your account and our services
  • • To improve our service and develop new features
  • • To ensure security and prevent fraud
  • • To comply with legal obligations

4. Data Storage and Processing

When you upload a bank statement to EzBankSummary, the file is stored securely in your own Google Drive account that you authorize through Google OAuth. EzBankSummary accesses these files only for the purpose of reading and processing their contents to generate transaction summaries and analytics for you. We do not permanently store your original bank statement files on our servers.

The processed transaction data (such as date, amount, description, and derived category) is temporarily stored in our secure database hosted on Amazon Web Services (AWS) servers located in the US-East region. This data is used solely to provide you with the analysis, categorization, and related functionality offered by the service.

5. User Control and Data Deletion

You have full control over your data at all times:

Delete Uploaded Statements

You may delete any uploaded statement from within the EzBankSummary interface. When a statement is deleted, all related transaction records derived from that file are also permanently removed from our database.

Delete Account

You may delete your EzBankSummary account at any time. Upon account deletion, all of your data, including stored transaction records and any cached files, are permanently deleted from our servers. No backups or copies are retained beyond the deletion process.

Google Drive Ownership

The original bank statements remain in your own Google Drive unless you delete them directly from your Google account. EzBankSummary cannot delete or modify files in your Drive except as explicitly initiated by you.

6. Data Retention

Processed transaction data is retained only for as long as you maintain your account or until you explicitly delete it. Once deleted, the data cannot be recovered. We do not use your uploaded statements or transaction data for analytics, marketing, or any purpose other than providing the service to you.

7. Data Hosting and Security

Our servers are hosted on Amazon Web Services (AWS) in the United States (US-East) region. AWS maintains industry-leading physical and digital security certifications (ISO 27001, SOC 2 Type II, etc.). Data is encrypted in transit (TLS 1.2+) and at rest using AES-256 encryption.

By using EzBankSummary, you consent to the storage and processing of your information in the United States as part of our service operations.

We implement industry-standard security measures to protect your financial data:

  • • SSL/TLS encryption for data transmission
  • • AES-256 encryption for data at rest
  • • Regular security audits and monitoring
  • • Limited access controls for our team
  • • Secure AWS data centers with physical security

8. Consent

By using EzBankSummary and uploading your bank statements, you consent to the processing of your financial data for the purpose of generating transaction summaries and analytics. You may withdraw your consent at any time by deleting your data or account, as described above.

9. Data Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties except in the following circumstances:

  • • With your explicit consent
  • • To comply with legal obligations or court orders
  • • To protect our rights, property, or safety
  • • With trusted service providers who assist in our operations (under strict confidentiality agreements)
  • • In connection with a business transfer or acquisition

10. Your Rights

You have the following rights regarding your personal data:

  • • Right to access your data
  • • Right to correct inaccurate data
  • • Right to delete your data
  • • Right to data portability
  • • Right to object to processing
  • • Right to withdraw consent

11. Cookies and Tracking

We use cookies and similar technologies to enhance your experience and analyze usage patterns. You can control cookie preferences through your browser settings.

12. Third-Party Services

Our service may contain links to third-party websites or integrate with third-party services. This privacy policy does not apply to those external services, and we encourage you to review their privacy policies.

13. Children's Privacy

Our service is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

14. Changes to Privacy Policy

We may update this privacy policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date.

15. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us through our contact page or email us directly. We will respond to your inquiry within 30 days.